Today I spent some time to get an overview over my personal finance. Basically I wanted to find out where I have all my money and how much of it goes how frequently where. Years ago, it was easy to tell: Either the money was in my wallet or in my savings account. Then I got older and got a checking account as well. Then a long term savings contract. Oh, shall not forget my credit card. Then another savings account for keep the monthly deposits for the university fees separate. And then there are bunch of web services that are a lot easier to use (or only to use) when you deposit money with them: VoIP telephony, printing stamps... In short: I needed to have an overview to structure my income and to see from what account which payments are deducted.
Afew hours later, I was finally finished (layouting can take quite a while). I even have a nice flowchart to visualize is all. It got 24 items on it.
But after all, I am still a poor student. At least now I know where my money is (not).